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Learn More About Your Credit Report

Building a Better Credit Report

How can I improve my credit report? Do I have a right to know what's in my report? What type of information do consumer reporting companies collect and sell? First things first: you can't improve your credit report until you understand how it works.
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Credit Tips

Good credit is a big deal, and having bad credit can be a real problem. Bad credit can cost you hundreds or even thousands of dollars in unnecessary interest charges. Know the facts about your credit before you make major purchases or apply for new lines of credit.
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Credit Report Maintenance

Good credit is important, now and in the future. In most cases, it takes at least seven years for accurate, negative information to be deleted from a credit report. Bankruptcy information takes even longer to be deleted - 10 years. Knowing what creditors look for on credit reports can help you keep your report clean and accurate.
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Important: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual changes you may experience by using Riverwalk Credit Solution's Credit Enhancement process. In keeping with the Fair Credit Reporting Act, Riverwalk will only dispute inaccurate, outdated, and erroneous items in your credit profile. No specific outcome is expressed, implied or promised, and your actual results may vary. Factors contributing to these variations can include new inquiries, opening new tradelines, the addition of new derogatory accounts, and fluctuating balances on existing revolving accounts. Credit Enhancement may not be available in all states.

* $99/month for 6 months

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Riverwalk Credit Solutions (A wholly-owned subsidiary of Riverwalk Financial Corporation) offers a 6-month credit enhancement program that will help clients attempt to achieve a 100% accurate credit report with all three of the major credit bureaus. With an astonishingly low price of $99 a month for only 6 months, we have set the bar in the credit enhancement industry for full-service credit enhancement, as compared to over $1,000 by some other companies. Through Riverwalk Credit, consumers now have access to a credit enhancement program that does not sacrifice quality for economy, but offers the same benefits of a full-service credit enhancement program without the bloated price.

According to a study by the U.S. Public Interest Research Group, nearly 80% of Americans have inaccurate information on their credit reports. Riverwalk Credit's program consists of disputing these inaccuracies, while following the rules set in place by the Credit Repair Organizations Act. Riverwalk Credit, which has already helped thousands of clients across the US, is constantly assessing its clients' needs and financial goals throughout the credit enhancement process. Upon completion of the program, a client has multiple opportunities to learn about other financial tools that can help them reach their life goals, including free consultations with a loan officer, a home builder, and a real estate agent. For many, Riverwalk Credit's $99 a month Credit Enhancement program is more than just credit enhancement, it's a path to financial freedom.